London Help to Buy

London Help to Buy means that you could afford to buy a Barratt London home with a 40% equity loan, 55% mortgage and only a 5% deposit. This popular Government-funded Help to Buy equity loan is available until 2021.

With interest rates at an all-time low, now could be a great time to buy.  If you are looking to buy a property in London then the new London Help to Buy scheme could help you to move sooner than you think.

What is London Help to Buy?

What is London Help to Buy?

London Help to Buy is a popular Government-backed initiative helping first-time buyers, as well as people moving up the property ladder.

  • Just a 5% deposit required
  • You only need a 55% mortgage
  • 40% Government equity loan – interest free for the first five years
  • Available on new build homes up to £600,000
  • For new homes in the 32 London boroughs & City of London

Scroll down to see where you could live and what deposit you might need to buy your new Barratt London home. 

Help to Buy Calculator


Estimate your monthly mortgage repayments in 4 simple steps and find available properties.


Move the green handle until the correct value is displayed

Price Control
Step 1 of 4
Deposit Control
Step 2 of 4
Interest Control
Step 3 of 4
Duration Control
Step 4 of 4


5% Deposit:

5% Help to Buy Equity Loan: £ ????????

5% Mortgage Value: £ ????????

Interest Rate:

Mortgage Term:

Property Value:

Monthly Repayment £ ?????? p/m


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This calculator is provided for guidance only; Barratt London does not offer mortgage advice. Subject to full affordability checks, you may qualify for a higher equity loan amount from the government. You should take advice from a suitably qualified adviser before agreeing to a mortgage.

Eastman Village

  • Deposits from only £15,925*
  • Part of a regeneration hotspot
  • 10 minute walk to Harrow & Wealdstone station

Hendon Waterside

Hendon Waterside

  • Deposits from only £19,350* 
  • Award-winning development 
  • Parking for all homes (from autumn 2019)

High Street Quarter

  • Deposits from only £17,200*
  • Cinema, shops and restaurants planned
  • Heathrow Airport 10 minutes away

New Mill Quarter

  • Deposits from only £16,650* 
  • On-site retail units and medical centre
  • Walking distance to Hackbridge station

Ridgeway Views

  • Deposits from only £30,000*  
  • Set within leafy Mill Hill Village
  • Reach Central London in 30 minutes

Upton Gardens

Upton Gardens

  • Deposits from only £17,950*
  • 12 hour concierge service
  • Reach central London in 15 minutes

How Help to Buy is making its mark on the London property scene

How Help to Buy is making its mark on the London property scene

Help-to-Buy has become a fairy godmother for cash-strapped Londoners hoping to get on the property ladder. 


[1] source:

*Deposit figure based upon price and availability for referenced development as of 11/06/2019.

This scheme has been extended until 2021 through a further £8.6 billion in Government funding[1]

Please see our terms and conditions or register your details for more information.